Home / Fees
We charge flat fees and publish them. They don't change with the size of your accounts, and nobody else pays us anything for recommending a product.
The Retirement Plan
For households within about ten years of retiring
$4,500one time
Paid half at the start, half when the plan is delivered.
Ongoing Advice
After the plan, for as long as it helps
$450a month
$5,400 a year. Cancel any time with 30 days' notice.
The Owner's Plan
For people who own a small business
$6,500from, one time
Then ongoing advice from $600 a month. Quoted on the first call.
Fee calculator
Move the slider to what you have invested and pick a rate to compare. The gray bar is a percentage fee. The gold bar is our ongoing advice, which doesn't move.
Simple math: the rate times today's balance, no growth assumed. Real schedules often step down at higher balances. Our 10 year total includes the one-time $4,500 plan.
Straight answers
Questions people ask
Not here? Ask it on the intro call. That's what it's for.
Because the work of planning for a $2 million household isn't twice the work of a $1 million one. A flat fee keeps the price tied to the work, and it means we never have a reason to push you to keep more money invested with us.
For ongoing advice, we manage accounts at a large independent custodian in your name. You can see everything and withdraw any time. For a plan alone, nothing moves.
Yes. About one in four clients takes the plan and runs it on their own. You can add ongoing advice later without paying for the plan again if it's within a year.
We are legally required to put your interests first in everything we recommend, and we put that in writing in our client agreement. We are paid only by you.
No account minimum. The plan is the same price whether you have $300,000 or $3 million.
One more number
Thirty minutes. We'll tell you which fee would apply to you before we hang up, and whether we're the right fit.